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Back in the day, many people would list their phone numbers in the white pages.

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Back in the day, many people would list their phone numbers in the white pages. By opting for credit cards with the best customer service, you can get your issues or questions. A secured credit card can be a helpful tool if you're trying to build or repair your personal credit profile. While some still do, this isn't always the most eff. You come in looking for what you need, pick up one or two or a dozen other things you didn't realize you wanted and then you're out again.

You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa.

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